{"id":15715,"date":"2024-02-20T12:40:46","date_gmt":"2024-02-20T10:40:46","guid":{"rendered":"https:\/\/peoplesphere.be\/fr\/?p=15715"},"modified":"2024-02-20T12:40:46","modified_gmt":"2024-02-20T10:40:46","slug":"35-des-entrepreneurs-reculent-lage-de-la-pension-essentiellement-pour-des-raisons-financieres","status":"publish","type":"post","link":"https:\/\/peoplesphere.be\/fr\/35-des-entrepreneurs-reculent-lage-de-la-pension-essentiellement-pour-des-raisons-financieres\/","title":{"rendered":"35% des entrepreneurs reculent l&rsquo;\u00e2ge de la pension, essentiellement pour des raisons financi\u00e8res."},"content":{"rendered":"<p>L\u2019entrepreneuriat est une passion, c\u2019est plus qu\u2019\u00e9vident. Plus d\u2019un tiers des entrepreneurs (35,4%) continuent en effet \u00e0 travailler tant qu\u2019ils le peuvent. C\u2019est ce qui ressort d\u2019une enqu\u00eate r\u00e9alis\u00e9e par le groupe de services RH Liantis aupr\u00e8s de 1.043 ind\u00e9pendants. Mais la principale motivation des entrepreneurs pour poursuivre leur activit\u00e9 jusqu\u2019\u00e0 l\u2019\u00e2ge g\u00e9n\u00e9ral de la pension est d\u2019ordre financier.<!--more--><\/p>\n<p>Quel regard les entrepreneurs portent-ils sur leur retraite ? L\u2019attendent-ils avec impatience ? Y sont-ils bien pr\u00e9par\u00e9s ? Ou pr\u00e9f\u00e8rent-ils poursuivre leur activit\u00e9 professionnelle le plus longtemps possible ? Ces questions ont \u00e9t\u00e9 pos\u00e9es par le groupe de services RH Liantis \u00e0 1.043 entrepreneurs.<\/p>\n<p>Premier chiffre important : en moyenne, les entrepreneurs estiment qu\u2019ils pourront partir \u00e0 la retraite \u00e0 64,2 ans. La majorit\u00e9 des entrepreneurs sond\u00e9s (23,6%) fixent ce moment \u00e0 l\u2019\u00e2ge l\u00e9gal actuel de la pension, \u00e0 savoir 65 ans. Les principales raisons invoqu\u00e9es par les entrepreneurs pour s\u2019arr\u00eater plus t\u00f4t sont le d\u00e9sir d\u2019encore profiter de la vie (63,5%), le stress g\u00e9n\u00e9r\u00e9 par le travail et l\u2019impossibilit\u00e9 de tenir plus longtemps (35,5%) et la volont\u00e9 de passer plus de temps avec la famille et les proches (32,3%).<\/p>\n<h3><strong><em>Continuer \u00e0 travailler<\/em><\/strong><\/h3>\n<p>Premier constat : 35,4% des personnes sond\u00e9es d\u00e9clarent vouloir poursuivre leur activit\u00e9 professionnelle le plus longtemps possible. <em>\u00ab\u00a042% des participants pr\u00e9cisent que continuer \u00e0 travailler est une n\u00e9cessit\u00e9 financi\u00e8re pour eux. La pension \u00e0 laquelle les ind\u00e9pendants ont droit est \u00e9videmment inf\u00e9rieure \u00e0 celle, par exemple, des travailleurs salari\u00e9s, bien qu\u2019elle se soit fortement am\u00e9lior\u00e9e ces derni\u00e8res ann\u00e9es, surtout depuis la suppression du coefficient de correction qui permettra, \u00e0 terme, de compenser la pension des ind\u00e9pendants\u00a0\u00bb,<\/em> explique Karel Van den Eynde du groupe de services RH Liantis. \u00ab\u00a0<em>Deuxi\u00e8mement, 35,1% d\u00e9clarent vouloir rester entrepreneur, m\u00eame au-del\u00e0 de 65 ans, tout simplement parce qu\u2019ils aiment leur travail. Cette passion que les entrepreneurs vouent \u00e0 leur activit\u00e9 ne s\u2019\u00e9teint pas du jour au lendemain \u00e0 partir d\u2019un certain \u00e2ge. Nous pouvons donc, dans une certaine mesure, tirer une conclusion positive de cette enqu\u00eate.\u00a0\u00bb<\/em><\/p>\n<h3><strong><em>Compl\u00e9ter la pension<\/em><\/strong><\/h3>\n<p>L\u2019aspect financier intervient assur\u00e9ment dans la d\u00e9cision des nombreux ind\u00e9pendants qui choisissent de poursuivre leur activit\u00e9. La majorit\u00e9 estime avoir besoin, pour une retraite confortable, d\u2019un montant net de pension mensuelle minimale de 2.000 \u00e0 2.500 euros. <em>\u00ab\u00a0L\u2019enqu\u00eate r\u00e9v\u00e8le que 61,9% d\u2019entre eux craignent de ne pas s\u2019en sortir financi\u00e8rement une fois \u00e0 la retraite. Cette angoisse g\u00e9n\u00e8re \u00e9videmment beaucoup de stress\u00a0\u00bb<\/em>, poursuit Karel Van den Eynde. \u00ab\u00a0<em>C\u2019est la raison pour laquelle il est tr\u00e8s important que les ind\u00e9pendants planifient leur retraite \u00e0 temps.\u00a0\u00bb<\/em><\/p>\n<p>Ils sont d\u2019ailleurs nombreux \u00e0 se constituer une pension compl\u00e9mentaire en plus de la pension l\u00e9gale \u2013 celle-ci \u00e9tant encore sensiblement inf\u00e9rieure \u00e0 celles des travailleurs salari\u00e9s. Plus de la moiti\u00e9 (52,1%) optent pour une Pension libre compl\u00e9mentaire sociale (PLS sociale). D\u2019autres choisissent l\u2019\u00e9pargne-pension fiscalement avantageuse (51,5%), l\u2019\u00e9pargne via un compte d\u2019\u00e9pargne ordinaire (32,3%), l\u2019investissement immobilier (29%), les placements (23,5%) ou encore l\u2019Engagement individuel de pension (EIP) (21,3%).<\/p>\n<p>&nbsp;<\/p>\n<p><em>Source: Liantis<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>L\u2019entrepreneuriat est une passion, c\u2019est plus qu\u2019\u00e9vident. Plus d\u2019un tiers des entrepreneurs (35,4%) continuent en effet \u00e0 travailler tant qu\u2019ils le peuvent. C\u2019est ce qui ressort d\u2019une enqu\u00eate r\u00e9alis\u00e9e par le groupe de services RH Liantis aupr\u00e8s de 1.043 ind\u00e9pendants. [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":15716,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[65,10],"tags":[425,1044,13,18],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>35% des entrepreneurs reculent l&#039;\u00e2ge de la pension, essentiellement pour des raisons financi\u00e8res. - Peoplesphere<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/peoplesphere.be\/fr\/35-des-entrepreneurs-reculent-lage-de-la-pension-essentiellement-pour-des-raisons-financieres\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"35% des entrepreneurs reculent l&#039;\u00e2ge de la pension, essentiellement pour des raisons financi\u00e8res. - Peoplesphere\" \/>\n<meta property=\"og:description\" content=\"L\u2019entrepreneuriat est une passion, c\u2019est plus qu\u2019\u00e9vident. 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