{"id":16355,"date":"2024-06-24T14:41:59","date_gmt":"2024-06-24T12:41:59","guid":{"rendered":"https:\/\/peoplesphere.be\/fr\/?p=16355"},"modified":"2024-06-24T14:41:59","modified_gmt":"2024-06-24T12:41:59","slug":"nous-ne-parviendrons-pas-a-assurer-la-perennite-de-notre-systeme-de-pensions-simplement-en-travaillant-plus-longtemps","status":"publish","type":"post","link":"https:\/\/peoplesphere.be\/fr\/nous-ne-parviendrons-pas-a-assurer-la-perennite-de-notre-systeme-de-pensions-simplement-en-travaillant-plus-longtemps\/","title":{"rendered":"Nous ne parviendrons pas \u00e0 assurer la p\u00e9rennit\u00e9 de notre syst\u00e8me de pensions simplement en travaillant plus longtemps."},"content":{"rendered":"

Avec le r\u00e9sultat des \u00e9lections, les pensions sont dans le collimateur, car le co\u00fbt croissant des d\u00e9penses relatives aux pensions p\u00e8se de plus en plus lourd sur notre mod\u00e8le de soci\u00e9t\u00e9. La NVA et le MR plaident pour des carri\u00e8res plus longues. Mais si nous nous contentons de travailler plus et plus longtemps, nous n’y arriverons pas. Martijn Hoogeweegen (NN), Colin Sanders (UHasselt) et Bart Chiau (UGent) nous \u00e9clairent sur les mesures suppl\u00e9mentaires qui pourraient \u00eatre prises pour \u00e9quilibrer le syst\u00e8me des pensions.<\/p>\n

Le prochain gouvernement a du pain sur la planche en ce qui concerne la r\u00e9forme des pensions. En l’absence de mesures concr\u00e8tes, les pensions ne feront qu’augmenter le pourcentage de nos imp\u00f4ts et la situation deviendra rapidement insoutenable. Dans ses projections de base les plus r\u00e9centes, le Comit\u00e9 d’\u00e9tude sur le vieillissement pr\u00e9voit que les d\u00e9penses publiques en mati\u00e8re de pensions passeront de 10,9% du PIB en 2022 \u00e0 13,4% en 2050 et \u00e0 13,5% en 2070 si les politiques restent inchang\u00e9es (CEV, 2023). Cette augmentation s’\u00e9l\u00e8ve aujourd’hui \u00e0 plus de 14 milliards d’euros.<\/p>\n

Des carri\u00e8res courtes et effectives mettent les comptes \u00e0 mal.<\/em><\/strong><\/h3>\n

Actuellement, nous travaillons en moyenne 34,5 ans pour b\u00e9n\u00e9ficier de 24 ans de retraite (Eurostat). \u00c0 titre de comparaison, les Pays-Bas enregistrent une dur\u00e9e moyenne de carri\u00e8re de 43,2 ans, l’Allemagne de 39,3 ans et la France de 36,6 ans.<\/p>\n

Dans leurs positions pour les \u00e9lections, la N-VA et le MR insistent tous deux sur la n\u00e9cessit\u00e9 de travailler plus longtemps. Selon eux, le moyen de s’attaquer en profondeur au syst\u00e8me des pensions est de placer les ann\u00e9es de travail au centre des pr\u00e9occupations. Cette promesse \u00e9lectorale devrait devenir le fer de lance de l’accord de coalition : il est urgent de remplacer l’\u00e2ge de la retraite par des ann\u00e9es de carri\u00e8re. En adoptant une carri\u00e8re de 45 ann\u00e9es de travail, nous all\u00e9geons la pression sur les pensions. De plus, il est n\u00e9cessaire de mettre en place un syst\u00e8me de bonus\/malus : ceux qui travaillent plus longtemps devraient toujours b\u00e9n\u00e9ficier d’une pension nettement plus \u00e9lev\u00e9e. Inversement, ceux qui s’arr\u00eatent plus t\u00f4t devraient avoir une pension nettement plus basse. De cette mani\u00e8re, l’\u00e2ge de la retraite individuelle devient un choix libre, mais qui a des cons\u00e9quences financi\u00e8res par rapport \u00e0 la dur\u00e9e normale de la carri\u00e8re.<\/p>\n

Pour \u00e9quilibrer davantage le syst\u00e8me de retraite, les p\u00e9riodes assimil\u00e9es peuvent \u00eatre limit\u00e9es. Actuellement, un tiers des droits \u00e0 la retraite dans le secteur priv\u00e9 sont accumul\u00e9s pendant ces p\u00e9riodes. En prenant en compte uniquement le revenu professionnel de chaque ann\u00e9e travaill\u00e9e dans le calcul de la pension, nous rendons les individus encore plus responsables de leur propre carri\u00e8re.<\/p>\n

Mais en travaillant plus et plus longtemps, nous n’y arriverons pas.<\/p>\n

Le plafonnement proportionnel de la croissance des pensions r\u00e9elles peut \u00e9galement contribuer \u00e0 rendre le syst\u00e8me de pension plus abordable, en r\u00e9partissant la charge plus \u00e9quitablement entre les g\u00e9n\u00e9rations actuelles et futures. En pratique, cela implique que les pensions r\u00e9elles cro\u00eetront \u00e0 un rythme un peu plus lent. Ainsi, les pensions les plus \u00e9lev\u00e9es en supporteront la charge.<\/p>\n","protected":false},"excerpt":{"rendered":"

Avec le r\u00e9sultat des \u00e9lections, les pensions sont dans le collimateur, car le co\u00fbt croissant des d\u00e9penses relatives aux pensions p\u00e8se de plus en plus lourd sur notre mod\u00e8le de soci\u00e9t\u00e9. La NVA et le MR plaident pour des carri\u00e8res […]<\/p>\n","protected":false},"author":2,"featured_media":16356,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[65,10],"tags":[548,58,3223],"yoast_head":"\nNous ne parviendrons pas \u00e0 assurer la p\u00e9rennit\u00e9 de notre syst\u00e8me de pensions simplement en travaillant plus longtemps. - Peoplesphere<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/peoplesphere.be\/fr\/nous-ne-parviendrons-pas-a-assurer-la-perennite-de-notre-systeme-de-pensions-simplement-en-travaillant-plus-longtemps\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Nous ne parviendrons pas \u00e0 assurer la p\u00e9rennit\u00e9 de notre syst\u00e8me de pensions simplement en travaillant plus longtemps. - Peoplesphere\" \/>\n<meta property=\"og:description\" content=\"Avec le r\u00e9sultat des \u00e9lections, les pensions sont dans le collimateur, car le co\u00fbt croissant des d\u00e9penses relatives aux pensions p\u00e8se de plus en plus lourd sur notre mod\u00e8le de soci\u00e9t\u00e9. 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