{"id":47,"date":"2014-07-29T09:53:26","date_gmt":"2014-07-29T07:53:26","guid":{"rendered":"http:\/\/www.peoplesphere.be\/wp\/?p=47"},"modified":"2014-10-03T14:47:05","modified_gmt":"2014-10-03T12:47:05","slug":"les-assureurs-ne-suivent-pas-les-evolutions-sociales-liees-au-burn-out","status":"publish","type":"post","link":"https:\/\/peoplesphere.be\/fr\/les-assureurs-ne-suivent-pas-les-evolutions-sociales-liees-au-burn-out\/","title":{"rendered":"Les assureurs ne suivent pas les \u00e9volutions sociales li\u00e9es au burn-out"},"content":{"rendered":"<div class=\"chapeau\">Seuls 14% des assureurs interviennent en cas d&rsquo;incapacit\u00e9 de travail li\u00e9e au burn-out. C&rsquo;est ce que montre une analyse du courtier ADD. Les 86% des assureurs restant n&rsquo;interviennent pas du tout ou de fa\u00e7on limit\u00e9e seulement dans le cas d&rsquo;une incapacit\u00e9 de travail due \u00e0 un burn-out, et ce parce que le burn-out est aujourd&rsquo;hui encore qualifi\u00e9 d&rsquo;affection psychique.<!--more--><\/div>\n<p>\u00c0 partir du deuxi\u00e8me mois d&rsquo;incapacit\u00e9 de travail, un travailleur malade per\u00e7oit 60% de ses revenus habituels (avec un plafond de 41.092,59 euros). Une assurance incapacit\u00e9 de travail prot\u00e8ge les travailleurs malades contre cette perte de revenus. Seuls 14% des assureurs couvrent les absences pour cause de burn-out. 29% des assureurs n&rsquo;interviennent jamais en cas de burn-out et 57% des assureurs n&rsquo;interviennent que de fa\u00e7on restreinte. <\/p>\n<p>Il en va autrement pour l&rsquo;assurance hospitalisation, m\u00eame si 50% des assureurs n&rsquo;indemnisent pas les patients, ou uniquement de fa\u00e7on limit\u00e9e. <\/p>\n<p>Rudy Peeters, sp\u00e9cialiste Employee Benefits chez ADD, appelle les assureurs \u00e0 suivre les \u00e9volutions sociales li\u00e9es au burn-out: \u00ab\u00a0<em>Les assureurs qui se positionnent dans le domaine des soins devraient au moins offrir aux travailleurs une protection compl\u00e9mentaire en plus de l&rsquo;intervention de l&rsquo;assurance maladie-invalidit\u00e9 (AMI), sans limite dans le temps. Une mention simple mais explicit\u00e9 dans les polices de revenus garantis et d&rsquo;hospitalisation disant que la couverture vaut \u00e9galement en cas de burn-out r\u00e9soudrait les incertitudes actuelles concernant la protection ou non contre les cons\u00e9quences financi\u00e8res d&rsquo;un burn-out pour les employeurs et les employ\u00e9s.<\/em>\u00ab\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Seuls 14% des assureurs interviennent en cas d&rsquo;incapacit\u00e9 de travail li\u00e9e au burn-out. C&rsquo;est ce que montre une analyse du courtier ADD. Les 86% des assureurs restant n&rsquo;interviennent pas du tout ou de fa\u00e7on limit\u00e9e seulement dans le cas d&rsquo;une [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[65],"tags":[19,20,16,17,18],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Les assureurs ne suivent pas les \u00e9volutions sociales li\u00e9es au burn-out - Peoplesphere<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/peoplesphere.be\/fr\/les-assureurs-ne-suivent-pas-les-evolutions-sociales-liees-au-burn-out\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Les assureurs ne suivent pas les \u00e9volutions sociales li\u00e9es au burn-out - Peoplesphere\" \/>\n<meta property=\"og:description\" content=\"Seuls 14% des assureurs interviennent en cas d&rsquo;incapacit\u00e9 de travail li\u00e9e au burn-out. C&rsquo;est ce que montre une analyse du courtier ADD. 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